American Express has found a nifty new way to cut costs on its social media budget –by getting its customers to do all the hashtagging. According to the New York Times , American Express has officially inked a deal with social media monolith Twitter that will allow cardholders to link their credit cards to their Twitter handles. The gist is that by promoting American Express and its affiliates through trending tweets, consumers can receive discounts on a variety of merchandise and services. While the overall sustainability of this new marketing technique remains to be seen, you certainly can’t knock its ambition.
The Manhattan-based card issuer’s newest marketing campaign launched this Tuesday when it posted a giant banner ad on Twitter that said: “Tweet your way to savings with American Express.” The scheme is elegantly simple: you sync your American Express card to your Twitter handle, you incorporate promotional hashtags into your tweets, and you save. For insta
Read more…
Share certificates are one of the best risk-free ways to earn higher returns on your investments. With Preferred Federal Credit Union, members can lock in a 6-month CD rate of 0.75% APY and see the payoff for themselves, earning dividends for the future when a savings reserve means the most.
6-Month CD Rate Terms and Conditions
With a minimum deposit starting at just $500 for any Preferred CD, investors can lock into a fixed interest rate for the entire term of the deposit, making this an excellent way to protect their money against a possible decline in interest rates. Terms are offered from 6 months up to 5 years; in every version, savings are federally insured for up to $250,000 by the National Credit Union Administration.
Read more…
What is going to happen when you turn in that credit card application or the mortgage loan app? I have been there. You know your credit score. You know your credit report is clean. You have worked hard to make payments on time but there is always that one or two things on your report that do not allow you to qualify for the big loan needed. What is a good credit score? The only answer to this is, a good credit score is the one thats good enough for the lender you are applying to.
Lenders set their own rules on what is a good enough credit score and what is not to get a loan through that specific lender. However, the credit bureaus do provide some indication of what a good score is.
Read more…
Here at NerdWallet, we’re big fans of the Starwood American Express. Because of its estimated 2.3% reward returns, we feel comfortable calling the Starwood our favorite hotel credit card. But in case you weren’t quite convinced, Starwood Preferred Guest just announced a few tasty sweeteners to incentivize travelers to climb the SPG rewards ladder. Here are the new additions to one of our old favorites:
- Gold Members receive a welcome gift upon check-in. Choose between free in-room Internet access, a complimentary beverage or a small Starpoint bonus.
- After 50 nights in a calendar year, enjoy 10 “Suite Night Rewards” for upgrading to a standard suite or premium room.
- After 75 nights in a calendar year, earn accelerated rewards at a 4-points-per-dollar base rate and gain the ability to choose your check-in time.
- After 250 eligible nights and 5 years of elite status, receive lifetime gold status.
- After 500 eligible nights and 10 years of platinum status, receive lifetime platinum status.
The new upgrades are tailored to benefit Starwood’s most loyal and frequent guests. Elevating
Read more…
Have you ever been unfairly sued by Chase Financial Services for your unpaid balance? You might have a stronger case for dismissing the lawsuit than you think. This past Tuesday, American Banker reported that JPMorgan Chase and Co. just happened to quietly, unobtrusively and completely stop issuing new credit card lawsuits. While that doesn’t seem like much help to anyone who is currently fighting Chase in court, the implications of the decision are interesting.
Why would Chase suddenly dismiss all of their in-house lawyers, who, just months ago, were earning the banking giant hundreds of millions of dollars in delinquency judgments and then pawning them off to third-party collectors? Well, there could be a couple of reasons.
It could have something to do with the fact that state courts around the country are dismissing many of Chase’s claims due to sloppy or fraudulent paperwork.
It could also be related to the robo-signing scandal currently plaguing JPMorgan’s mortgage division. You k
Read more…
167th TFR Credit Union in Martinsburg, WV delivers on their mission to help members save money. Currently, they have a 1-year CD rate at 1.00% APY to help move your funds toward steady growth.
1-Year CD Rate Terms and Conditions
To open a CD account at this 1-year CD rate, members are required to supply a minimum opening deposit of $500. Withdrawing before the end of the term may result in penalties against earnings. The NCUA insures all CD accounts, regardless of term duration, for up to $250,000.
About 167th TFR Credit Union
167th TFR Credit Union supports the their members’ financial freedom. T
Read more…
— Cindy Williams @ 11:34 pm — 
March 9, 2012