post — Sharon Williams @ 8:13 pm — post Comments (0)

Sports fans joining the last-minute rush for Olympic tickets have been warned that the “unfair” returns system could leave Britons with a £50 million credit card interest bill for over-ordered seats.

The deadline to book seats for the London 2012 games is at 23.59 on Tuesday night.

According to the organising committee, many consumers have left it to the last moment to book their tickets, with four-times the number of people ordering tickets each day over the Bank Holiday weekend than in previous days.

It is expected an even greater number will book in the last few hours before the application process closes.

However, many consumers have expressed alarm that they have ended up potentially spending far too much on the tickets in the hope of securing just a couple of seats. Many have ordered far more than they can afford in the expectation that they will only get a fraction of what they asked for.

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post — Sharon Williams @ 10:15 am — post Comments (0)

This week, the Food and Drug Administration revealed the new graphic warning labels that will be slapped on cigarettes by next year. These nine grisly images depict things such as a man smoking through a tracheotomy and a corpse of someone who smoked. Other images include a smoker’s rotting teeth, smoke surrounding a baby and lungs charred by cigarettes.

Everyone knows cigarettes are bad for you, right? Tobacco kills around 443,000 people in the United States each year, according to the U.S. Centers for Disease Control. About 20 percent of our population still smokes. Cigarette warning labels are already much more prominent in Europe, but the U.S. hasn’t had a drastic change to cigarette packaging in 46 years, when the Federal Cigarette Labeling and Advertising Act of 1965 was passed.

Our new labels are going to take up a lot of real estate, too. According to the U.S.

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post — Sharon Williams @ 11:06 pm — post Comments (0)

With gas prices rising through the roof, every cent per gallon saved makes a difference. Just in time for the summer road trip season, we’re pleased to announce the official launch of our comprehensive gas price comparison tool to find the biggest savings in any area.

Finding the best deal on gas isn’t as simple as comparing the advertised prices. Once you’ve factored in whether the station takes your credit card, whether you’ll earn rewards and whether you’ll get a discount for paying with cash, you’ve gone well beyond a quick calculation. That’s where our gas tool comes in: we’ll take a comprehensive view of gas prices that includes rewards and discounts beyond the price you see on the sign.

Some gas stations advertise a price 6-12 cents per gallon less than neighboring stations, but will tack on a surcharge for paying with plastic. Others, like Co

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post — Cindy Williams @ 6:21 pm — post Comments (0)

Who doesn’t love money? We think about it constantly, we envy those who have more of it than we do, and our entire society is dictated by the almighty dollar bill. Hollywood caught onto this notion a long time ago and has made countless movies about money. Some have glorified the lifestyle of the rich and famous while others have attempted to highlight the personal misery inherent in greed and corruption.

Whatever the angle, each film tells a story of how money affects us and how we use it to interact with the world. A select few have made their way to the forefront of popular culture and have heavily influenced the way we think about money, be it a glamorous stack of $100 bills or easy credit cards. Below are the best movies about money that we have come to know and love.

Directed by: Oliver Stone Starring: Michael Douglas, Charlie Sheen, Daryl Hannah Greed on Wall Street was immortalized in the public sphere with the character of Gordon Gekko and his ruthless crusade of getting rich by any means necessary. I

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post — admin @ 4:43 pm — post Comments (0)

If you have several credit cards with high interest rate, you can opt for credit card debt consolidation. This helps you to lower the interest rate on your credit cards and reduce the number of debts that you have. Thus, it becomes much easier for you to manage and pay off the credit card debt. So, what are the options that you have with debt consolidation? In order to consolidate your debts, it is important for you to know the details of debt consolidation.

What are your options?

There are two main options through which you can consolidate your debts. You can consolidate credit card debts on your own or else you can try to get the help of a credit card consolidation company. If you opt to consolidate the credit cards on your own, you can do balance transfer, you can take out a secured consolidation loan or else you can also try to get an unsecured consolidation loan. Read more…

post — Cindy Williams @ 7:44 am — post Comments (0)

Credit card Q&A: “Do credit cards help your credit?”

Put simply, a credit card that is reported to the 3 major credit bureaus will help your credit history, assuming you make on-time payments.

Of course, if you open a credit card and miss a payment, even just one, it could send your credit score plummeting.

That’s why it’s imperative to understand that when you open a credit card, you have a responsibility to ensure it is paid as agreed, on-time, every month.

If you follow that simple rule, you will be rewarded with a good credit score, assuming your other lines of credit are in good standing as well.

Conversely, if you let things slip, you could well end up with a bad credit score, all for one shoddy credit card account.

So be sure to stay on top of payments to avoid any mishaps.

More Available Credit

A credit card should also provide you with more available credit.

For example, if you open a credit card with a $5,000 credit limit, that’s another $5,000 you’ve got at your disposal in the credit department.

This means your credit utilization should drop, which should boost your credit score over time.

Both Fico score and VantageScore consider things like balances and available credit, so having an open line of credit with a very low balance will help you in the long run.

But again, if you max out your new credit card limit, you’ll hurt your credit and wind up in a worse spot than in which you started.