So you have decided to study online. Indeed, studying online can be very advantageous but don’t forget that there are also challenges with this form of education. In this article, let’s talk about what a student can do to get the most from an online distance learning degree program:
Set aside your personal schedule on reviewing lessons. You may set aside at least 15 to 20 minutes of your time to review your lessons before the class starts or after each class. Doing so will help you remember important points discussed in the class more effectively.
Fight procrastination. When a student is taking up a course online, there might be a tendency to put off school tasks or take assignments for granted. Keep in mind that the best way to benefit from an online distance learning program is if you do your part or responsibilities as a student.
Texas small business owners have dour outlook on economy
Small business owners in Texas say they are skeptical about the economy compared to those living elsewhere, according to the latest survey of companies by American Express. The poll considered Texas, Florida, New York and California to be bellweather states, and only those in Texas said they felt as though the economy wasn’t improving.
Texans were the only group that said they believed tax cuts were the most important factor in driving business growth, and only 36 percent said they were optimistic about both the economy and their business prospects, the report said. More than half of California owners said they believed they would soon be in better shape, compared to 49 percent in Florida and 39 percent in New York.
The survey also found that consumers that are part of Generation Y had a more positive outlook on the economy, while those from Generation X are more likely to employ themselves. Read more…
The new Platinum Credit Card from Leeds Building Society offers the opportunity for customers to earn 0.5% cashback on all purchases.
There is a maximum annual spending limit of £15,000 and cashback is credited to customer’s accounts once a year in January.
There is an introductory 0% interest rate on purchases for three months from the date the account is opened.
The rate is 17.9% APR (variable) and there is also 0% on balance and money transfers for 12 months with 3% and 4% handling fee respectively.
Martin Richardson, from Leeds Building Society, said: ‘Our new Platinum Credit Card sits favourably in the market. We are offering a winning combination of great introductory rates on balance transfers and card purchases and the opportunity to earn 0.5% cash back on all day to day spending.’
‘Customers are enthusiastic about an account that offers 0.5% cash back on all their day to day spending and they will receive this credit in January, just after what is traditionally an expensive time of year.’
Tara Evans, from This is Money says:
If you are going to pay off your balance in full each month then a credit card with rewards, like the Leeds Building Society Platinum, can work.
Online distance learning programs are a growing trend in the society today. Indeed, an increasing number of students enroll online each year to get a degree and to enhance their education. But what are the advantages of disadvantages of online distance education? In this article, we will discuss these two aspects that can affect your decision:
Advantages of Distance Learning
Flexibility. Perhaps the most obvious and biggest advantage about studying in an online school is that you can enjoy more flexibility, particularly when it comes to managing schedule. Unlike traditional schooling, online learning gives students the option to take up classes according to their preferred schedule.
Cheaper cost. Because learning is done through the internet, a great amount of time, energy and money is conserved from commuting to and from school.
**Welcome to Top Ten Tuesdays here at Credit Karma Bootcamp: Your 31-Day Credit Health Plan.**
Credit cards seem devilishly designed to get you into more debt and even damage your credit.
In August, Credit Karma reports that the average consumer carried $7,694 in credit card debt. Credit cards are often seen as more of a curse than a blessing for most consumers overloaded with this kind of debt.
But if you adopt these 10 steps to live and use credit by, credit cards can foster good credit-building habits that benefit you, rather than supporting and enabling bad spending habits.
10 Ways To Make The Most Of Your Credit Cards
Never charge more on your credit card than you can afford to pay back immediately. Don’t think of your card as available cash you can pay back later, but as money literally debited from your account. <
Credit cards offering rewards give you the chance to earn supermarket loyalty points, air miles or even just plain cash back when you spend. But are they worth it?
Credit cards with rewards can seem tempting but users need to balance the value of any rewards against higher interest rates.
The best credit cards that do not offer rewards boast interest rates from as low as 7% APR, or around 12% APR for all but those with the best credit scores.
These are significantly lower than the APR on most reward credit cards where rates tend to start from about 16% APR.
Compare the latest best buy credit cards…
But if you are using your credit card for spending and always pay off your balance then a credit card with rewards may be right for you.
New Figures from the British Banking Association show that the number of credit card purchases increased to 173m in August, compared to 169m in July and 158m last year.
— Sharon Williams @ 10:41 am — 
October 16, 2010
