CoreLogic’s CoreScore Report supplements credit data
In early October, CoreLogic, a leading provider of credit information, announced they have a report that assesses credit risk and could be used as a a supplement to the traditional credit report. It is called the CoreScore Credit Report and is compliant with the Fair Credit Reporting Act (FCRA). It merges CoreScore consumer information and credit report data into one report. It
Capital One customers are preparing to rack up some additional rewards this Black Friday as the credit card issuer increases rewards over Thanksgiving week on the companys Perk Central shopping portal.
Consumers who use their Capital One credit cards to shop using the Perk Central site between 25 and 28 November will be eligible for additional rewards from a large number of the retailers who are part of the shopping portal. Just a few of the many deals already announced for this Black Friday promotion are as follows:
The increased rewards promotion announcements follow Capital Ones previous decision to offer reward redemption special offers for those Capital One customers who are looking to redeem their current rewards points.
Waterbury Connecticut Teachers Credit Union gives back to members of the Connecticut education field with a savings account rate of 0.60% APY. Foster and develop a healthy savings habit with a reliable and effective savings account.
Depositors interested in joining Waterbury Connecticut Teachers Credit Union must meet membership eligibility requirements to obtain this savings account rate. Once membership into the institution has been granted, members are required to provide a minimum $5 initial deposit to begin earning dividends. All savings account dividends are paid quarterly.
Since 1934, Waterbury Connecticut Teachers Credit Union has provided financial service and guidance to Connecticut teachers, administrators and other eligible personnel. Their field of membership has vastly expanded to include 27 local towns, supporting their deposit needs with savings accounts, checking accounts and more.
Dear Eva, My credit score is low (580) thanks to a tough couple of years as a single mom, but my husband’s credit score is so much better (780). I’ve always wanted to take advantage of the kind of rewards deals that you write about, but I haven’t been able to because of my credit. Is there a way I can use my husband’s credit instead to apply for a rewards card? Would we even be approved? We’ve only been married for a year and so this would be the first time we applied for a card together. Lisa
Hi Lisa, Congratulations on your recent marriage! I’m glad your financial fortunes are taking a different turn. Making ends meet as a single mom is tough indeed.
Regarding your question, yes, technically you and your husband can apply for a credit card together. But you will want to weigh your options carefully before you do to make sure you really want to go down that road.
Let’s deal with the technical side of things first. There are two
You may already own a Visa or MasterCard but chances are you are still interested in AMEX credit card account info. The American Express credit card is one of the most popular credit cards and is very different from other cards on the market today.
Neither MasterCard nor Visa issue credit themselves. They use banks to issue the cards for them, provide the actual credit and charge the interest rate. Those popular credit logos represent methods of payment only and the payment and other terms on these accounts can vary widely.
American Express credit card has its own payment system and issues cards directly to consumers. AmEx (also used as AMEX) runs the credit show for their cards. When you see their logo you know what the payment system is and everything you need to know about that account.
AMEX is constantly expanding its reach and its network.
Reuters Linda Stern has a nice report on the huge ramp up of credit card rewards programs in the run-up to this years holiday season. Of course, the current rush to get customers to spend more heavily on their credit cards started months ago and weve been tracking its progress along the way on this blog as well.
In her piece Stern does a nice job of documenting the accelerating pace of beefing up credit rewards programs, while asserting that, as weve also been saying, it is not the imminent holiday season thats causing it. In fact, she begins by quoting an expert stating that the recently enacted Durbin Amendment, which limited the amount of the fees issuers can charge merchants for accepting debit cards for payment, has much more to do with it. I agree.
Stern gives us a preview of a list of best cards for holiday shopping, compiled by lowcards.com, a website providing credit card information.
— Sharon Williams @ 7:26 pm — 
November 24, 2011